About Lewisham Development Finance
Specialist development finance expertise across Lewisham, Deptford, New Cross, Catford and Forest Hill. Over £400 million arranged for property developers.
Lewisham Development Finance is the dedicated Lewisham arm of Construction Capital, one of the United Kingdom's leading specialist development finance brokerages. We exist for one purpose: to connect ambitious Lewisham property developers with the right funding structures, at the right terms, at the right time. Our deep understanding of the Lewisham market, neighbourhood-by-neighbourhood planning nuances, and extensive lender relationships allow us to arrange finance where generalist brokers simply cannot.
Meet Matt — Founder & Managing Director
Matt founded Lewisham Development Finance after more than fifteen years working at the sharp end of property finance. His career began in corporate banking at HBOS (now part of Lloyds Banking Group), where he gained formative experience in credit analysis, structured lending, and risk assessment for large-scale property portfolios. It was during this period that Matt developed his rigorous, institution-grade approach to deal structuring that continues to define the business today.
Since transitioning to the specialist finance advisory sector, Matt has personally arranged over £400 million in development finance across the Construction Capital network, with a significant concentration in South East London and Lewisham in particular. His track record spans the full spectrum of Lewisham development: from boutique residential conversions in Brockley to larger new-build schemes in regeneration areas such as Lewisham town centre. He has structured funding for permitted development conversions in New Cross, mixed-use schemes in Deptford, and residential refurbishments in Catford.
What sets Matt apart is his combination of institutional banking discipline and entrepreneurial agility. He understands how lenders think because he has sat on that side of the table. He knows what credit committees look for, how to present schemes to maximise approval chances, and which lenders have appetite for specific Lewisham neighbourhood characteristics. This dual perspective — banker and broker — allows him to anticipate objections, pre-empt queries, and deliver terms that genuinely reflect the quality of each individual scheme.
Matt's expertise is focused on Lewisham and its neighbouring boroughs. He maintains a detailed, constantly updated understanding of local planning frameworks, Section 106 requirements, Community Infrastructure Levy obligations, and emerging regeneration priorities. Whether a developer is navigating the complexities of building in a conservation area in Brockley or pursuing a higher-density scheme in Lewisham town centre, Matt provides informed, practical guidance rooted in genuine local knowledge.
Beyond individual deal execution, Matt has built enduring relationships with over 100 development finance lenders, including challenger banks, specialist development lenders, family offices, private credit funds, and institutional investors. These relationships are not transactional — they are built on years of repeat business, transparent communication, and consistently high-quality deal flow. The result is preferential access to terms, faster credit decisions, and the ability to place complex deals that fall outside standard lending criteria.
Matt at a Glance
- Former HBOS Corporate Banking
- 15+ years in property finance
- £400M+ personally arranged
- 50+ lender relationships
- Lewisham and neighbouring boroughs covered
- Specialist in complex & structured deals
Our Dedicated Lewisham Focus
Lewisham Development Finance is the dedicated Lewisham arm of Construction Capital, a nationally recognised development finance brokerage with operations across major UK cities. While Construction Capital serves developers nationwide, we recognised that Lewisham requires its own specialist focus, distinct from a generalist, pan-London approach. The borough's property market has its own character — shaped by its town centre regeneration, established conservation areas, and a steady pipeline of infill and conversion opportunities.
By creating a Lewisham-specific brand and team, we can offer developers something that national brokerages cannot: a service built entirely around the unique characteristics of development in this part of South East London. Every scheme we assess is evaluated through the lens of Lewisham market dynamics — from understanding values in Lewisham town centre and Deptford to recognising the opportunities available in New Cross and Catford. Our development finance services are designed specifically for the challenges and opportunities that Lewisham presents.
We work with developers at every scale: from first-time developers undertaking a single residential conversion to experienced housebuilders delivering multi-phase estates. Our client base includes private developers, small and medium enterprise housebuilders, housing associations seeking private finance, and investors developing Lewisham real estate. Regardless of the size of the scheme, every client receives direct access to Matt and the senior team — there is no call centre, no junior handler, and no anonymous process.
Our Track Record
£400M+
Development Finance Arranged
4
South East London Boroughs Covered
100+
Lender Relationships
15+
Years of Experience
View our completed projects and client outcomes on our case studies page.
Why Choose Lewisham Development Finance
There are many development finance brokers in the market. Here is why Lewisham's most ambitious developers choose to work with us.
Lewisham Specialists, Not Generalists
We focus specifically on Lewisham and its neighbouring boroughs. While other brokers cover the entire UK and treat Lewisham as just another postcode, we live and breathe the local development market. We understand the planning nuances, land values, build costs, and sales dynamics specific to each neighbourhood. Explore our coverage across Lewisham and nearby areas.
Speed of Execution
In Lewisham's competitive development market, speed matters. We provide indicative terms within 48 hours and can achieve completion from enquiry to first drawdown in as little as three weeks. Our streamlined process eliminates unnecessary delays while maintaining rigorous due diligence standards. When an opportunity arises, you need a finance partner who can move at your pace.
Unrivalled Lender Relationships
Our panel of over 100 development finance lenders includes challenger banks, specialist lenders, private credit funds, family offices, and institutional investors. These are not arm's-length relationships — they are partnerships built on years of consistent, high-quality deal flow. This gives us preferential access to rates, higher leverage options, and the ability to place schemes that other brokers cannot.
Local Neighbourhood Knowledge
Every part of Lewisham has its own planning culture, Section 106 expectations, affordable housing requirements, and conservation constraints. We maintain detailed knowledge of Lewisham's local plan, emerging allocations, and planning committee tendencies. This granular understanding directly influences how we present your scheme to lenders and which lenders we approach.
Developer-First Approach
We work for the developer, not the lender. Our advisory model is built around understanding your project objectives, risk appetite, and exit strategy before recommending any funding structure. We will tell you if a deal does not work, suggest improvements to strengthen it, and never push you towards a product that is wrong for your scheme. Use our loan calculator to model your costs.
Proven Track Record
With over £400 million personally arranged, Matt and the team bring a depth of experience that gives lenders confidence and developers peace of mind. We have successfully funded schemes through market downturns, planning complexities, and construction challenges. Our case studies demonstrate consistent delivery across Lewisham and every finance type.
Our Approach to Lewisham Development Finance
Our approach begins with understanding the full picture of your development before recommending any finance structure. We assess the site, the planning position, the build programme, the target market, and your exit strategy as interconnected elements of a single proposition. This holistic view enables us to present your scheme to lenders in the most compelling way possible, addressing their likely concerns before they arise.
We believe in transparency throughout the process. From the first conversation, you will receive honest feedback about what is achievable, what the likely costs will be, and what the realistic timeline looks like. We do not inflate expectations or promise terms we cannot deliver. Our reputation has been built on straight talking and consistent follow-through. You can learn more about our step-by-step process on our how it works page.
Throughout the lifecycle of your loan, we remain actively involved. We attend site visits with the monitoring surveyor when needed, facilitate communication between you and the lender, and proactively manage the drawdown process to ensure your build programme stays on track. When it comes time to exit — whether through unit sales, refinance to investment, or a combination of both — we can arrange development exit finance to ensure a clean and cost-effective transition.
If you are a Lewisham developer looking for a finance partner who genuinely understands your market, we would welcome the opportunity to discuss your next project. Get in touch today for a free, no-obligation consultation.
Ready to Work With Lewisham's Specialist Finance Team?
Whether you are planning your first development or your fiftieth, we bring the same level of dedication, expertise, and lender access to every project.